I would say to anyone that you have to prioritise your financial affairs as an important part of your life. Too many people just float along. You need to make a conscious decision…
I would say to anyone that you have to prioritise your financial affairs as an important part of your life. Too many people just float along. You need to make a conscious decision to say I am going to have a plan and that needs to include a savings plan, an investment plan, a leverage plan, a superannuation plan and a protection plan. I have found the ‘whole of affairs’ approach with Sherlock Wealth really valuable. They have made sure all of those boxes, such as my tax affairs and my estate planning, are ticked.
For me capital protection upfront was important. Insurance was front and centre. To know that I was going to be protected and that my children were going to be alright if something were to happen to me, helped me to sleep better at night.
The key trigger for me in seeking a financial adviser was a life changing event. Getting divorced not only changed my financial situation but meant that I now had to make all the big decisions by myself. I felt vulnerable, overwhelmed and exhausted and yet I knew I had to get all my ducks lined up in a way that would be good for me both in the short term and for the longer term. I needed a sounding board, someone who had empathy, someone who was honest – even in delivering difficult news - and someone I could trust. I imagine that is not an easy combination to achieve but I certainly got that with Andrew and Sherlock Wealth.
One of the things I really valued was going through things step by step. Andrew has a very calming and reassuring ambience about him which creates that trusted adviser, that safe space.
One of the most important things I have learned thought this process is the importance of having a plan. Having a financial adviser is like having a personal trainer – they make sure you turn up and stick to your plan!